Archive for the ‘about me’ Category

Don’t use your house to pay for your life

Thursday, January 31st, 2008

My financial story is not particularly unique, however I believe that many people, especially young people in their 20's who are contemplating marriage or have just graduated from college can benefit from reading it. I put myself and my family into a great deal of financial trouble because of a ...

Control the behavior, don’t just limit your options

Tuesday, January 8th, 2008

A debate over credit cards has been swirling between Ana of Debt-FREE Revolution and Madison of My Dollar Plan. I really hate to get on the bad side of Ana - she has a serious antipathy toward plastic - but I must come down on the side of Madison. You see, ...

Personal Finance for 3’s and 5’s

Friday, January 4th, 2008

So I spent about 15 minutes a couple of nights ago, talking to my 3 and 5 year old's about money. Nothing too complicated, no IRA, mutual funds or 401k's were mentioned. We mostly talked about the differences between a penny, nickel, dime and quarter. How many pennies is a quarter ...

Now that I primarily use credit cards:

Wednesday, December 26th, 2007

I am a big believer in the wise use of rewards credit cards. That said, I was rereading I Paid for this Twice Already's post about snowflaking. Snowflaking, in PaidTwice understanding, is a neat way to put away a little extra cash on a tight budget. While I considered the concept, I realized that I ...

An interesting credit limit

Saturday, December 22nd, 2007

In the last year, we have refinanced our minivan, our home, our HELOC and applied for several credit cards that offered good sized bonuses. Our credit score has taken a bit of a beating - it was pretty high to begin with so we had a little room to play ...