Archive for the ‘about me’ Category

$100 Bonus from AMEX Preferred Rewards Gold Card

Thursday, December 20th, 2007

In order to meet our budget, my family must earn at least $400 a month from alternate sources of income. There are many sources of this income - some of which I hope to be detail in the coming year. Our #3 source of alternate income this last year was ...

Global Warming Validation

Thursday, December 20th, 2007

If you haven't figured out where I am coming from on the global warming debate, read the comment thread here and here and then check out this article: U.S. Senate Report: Over 400 Prominent Scientists Disputed Man-Made Global Warming Claims in 2007  What does all of this have to do with ...

If you are not getting “cash back”, you are losing money

Wednesday, December 19th, 2007

I just checked out the cash back rewards balance for our Chase Freedom Card. We have been using the card regularly since June and have since earned close to $115. (only $85 to go and we can redeem our award for a $250 check!) Once we cash that check, we are then going to start ...

Airtravel is not cheap

Monday, December 17th, 2007

My family recently took a trip to visit family. We have three children, ages 5, 3, and 9 months. The trip required 4.5 hours of actual time in the air and a lay over of approximately 2 hours both ways. I originally intended to keep careful track of our expenses and ...

We break even at Christmas

Friday, December 14th, 2007

This is the most wonderful time of year for our family - and the most difficult financially. We have so many unplanned expenses that sometimes all we can do is throw money at the problem and hope we can take care of it in January. Every year we attempt to ...

My wife did an incredibly frugal thing

Monday, December 3rd, 2007

. . . the other day. She is very low maintenance. My wife wears little make-up, does not require manicures, pedicures or tanning and she can go for a long time without a haircut. She waits for a long time to go to the hair salon because she can't bear spending that ...

Highlights of November

Saturday, December 1st, 2007

Some posts from the last month that are worth reading again: $100 LaSalle Bank bonus Coffee Tip - Cinnamon! Mind's Eye Hustler Money Blog Announcement Does Your Pastor Check Your Giving Record? Another Vacation On the Cheap (relatively) Make Some Extra Cash

Retirement questions with no answers

Thursday, November 29th, 2007

According to bankrate.com, 68% of Americans are unable to reach their monthly retirement savings goal. This seems like a relatively large number to me - a surprisingly high number actually. The survey implies that these folks have actually set goals for their retirement. The number might not have been so surprising if it ...

Interesting Loan Offer

Monday, November 26th, 2007

I just received this notice in the mail last week regarding our car loan payment. We are pretty tight for cash right now so I am tempted to accept the offer, but I'm not completely convinced that the deal is such a good idea in the long run. Here is the pitch: Good news! There's ...

Response to Might Bargain Hunter

Saturday, November 24th, 2007

One of my favorite personal finance blogs is Mighty Bargain Hunter, however his post from yesterday might tend more toward miserliness than bargains. I fully recognize and accept that Christmas is overcommercialized, but let us not throw out the proverbial baby with the bathwater. Overcommercialization does not have to steal the joy that my family derives from ...