Archive for the ‘budget’ Category

When is payday?

Sunday, August 3rd, 2008

How often do you get paid and does it affect how you spend and budget? I have been working a more or less full-time since 1997. The other day, I was thinking about all of the different paydays that I have had over the last decade: Paper check every Friday afternoon - ...

Does a windfall cause you to overspend?

Monday, June 30th, 2008

Do you lose track of "un-budgeted" income? Sometimes our plans for extra money don't add up. When we anticipate a tax refund or a stimulus rebate or a job bonus or other side income, we start to spend it before it actually arrives - and many times the math does ...

Mrs. Rocket on groceries

Sunday, May 11th, 2008

Mrs. Rocket has posted here before and I am trying to convince her to guest post on Rocket Finance at least once a week. I think it would be great for this blog if we heard from her regularly. (Yes, it has taken me almost a year to figure this ...

How do you deal with a budget deficit?

Friday, May 2nd, 2008

Earlier this week I shared that I use Excel for our family budget. In the spreadsheet I have set the formula in one particular cell to show our average monthly surplus or deficit as we move through the year. Since we are currently making a fairly large rent payment in ...

I am a spreadsheet budgeter

Wednesday, April 30th, 2008

I first started tracking our family budget in 2005. Some of you will remember that our budget deficit that year was in the neighborhood of $25,000. I had taken a class in Microsoft Excel and decided to start plugging our numbers into a spreadsheet and see what happened. I continue ...