Archive for the ‘credit cards’ Category

My wife just applied for the Discover More card

Saturday, April 3rd, 2010

My wife needed a new credit card that came with a good 0% APR balance transfer offer. She applied for the Discover More card primarily because of the 12 month introductory balance transfer offer, but also for the 5% Cashback BonusĀ® in categories such as travel, gas, restaurants, movies, ...

My favorite credit card is back

Wednesday, January 20th, 2010

The Chase Freedom card was taken off of most blogs and networks last year and I am glad to see it come back. My household uses this card almost exclusively. They have changed the rewards structure slightly, but I just ordered a $50 gift card to Shell gas stations last ...

Are you going to give your teen a credit card?

Saturday, May 9th, 2009

Discover has just released a new product into the marketplace. I don't have a huge problem with credit cards, however, I 'm not sure that I will be jumping on this band wagon. Let me explain. The Current by Discover is a prepaid credit card that is intended for teenagers. The ...

What can I do with a 0% APR Credit Card?

Monday, April 6th, 2009

I generally oppose adding debt, especially when debt is being used to finance a lifestyle that does not fit your income. However, there are times when a loan is the only way to solve a major problem. Obviously, you will want the lowest interest rate possible on that loan. Introductory ...

Put your credit card to work

Tuesday, March 31st, 2009

In my previous post, I explained the terms 'balance transfer arbitrage' and 'App-o-rama'. Both strategies are risky, but there are definitely instances where an introductory rate on a credit card can be leveraged in order to give your family finances some breathing room. If you have good credit, if you ...