Archive for the ‘family’ Category

How much is your child’s education worth?

Sunday, September 21st, 2008

In my last post, I shared that even though things are financially tight for us, we still send our five-year old to a private school. I figured this might raise some eyebrows and Mike from Four Pillars was the first to point it out. Why are we incurring such a ...

My wife has her own checking account

Friday, January 18th, 2008

Mrs. Rocket and I have separate checking accounts. We are a single income family, but 17% of my check is directly deposited into a Chase checking account in my wife's name. For most of our marriage we had a joint checking account, but after incurring a couple of overdrafts, we decided that ...

The Friday Stack: You can save some money in this post

Thursday, January 10th, 2008

On Tuesday, I participated in the 107th Festival of Frugality at Cash Money Life. Patrick was kind enough to accept my late entry. I deserved to be the very last entry on the page. . . and that's the spot I got. Here are some of the highlights: One of my favorite blogs, ...

Personal Finance for 3’s and 5’s

Friday, January 4th, 2008

So I spent about 15 minutes a couple of nights ago, talking to my 3 and 5 year old's about money. Nothing too complicated, no IRA, mutual funds or 401k's were mentioned. We mostly talked about the differences between a penny, nickel, dime and quarter. How many pennies is a quarter ...

You don’t have to pay for your child’s college education

Thursday, January 3rd, 2008

When I was 8 years old, my parents opened a college fund for me. Actually it was just  a savings account – there was no such thing as a college fund in those days – but the money in it was eventually used for college. By the time I was ready ...

Now that I primarily use credit cards:

Wednesday, December 26th, 2007

I am a big believer in the wise use of rewards credit cards. That said, I was rereading I Paid for this Twice Already's post about snowflaking. Snowflaking, in PaidTwice understanding, is a neat way to put away a little extra cash on a tight budget. While I considered the concept, I realized that I ...

An interesting credit limit

Saturday, December 22nd, 2007

In the last year, we have refinanced our minivan, our home, our HELOC and applied for several credit cards that offered good sized bonuses. Our credit score has taken a bit of a beating - it was pretty high to begin with so we had a little room to play ...

$100 Bonus from AMEX Preferred Rewards Gold Card

Thursday, December 20th, 2007

In order to meet our budget, my family must earn at least $400 a month from alternate sources of income. There are many sources of this income - some of which I hope to be detail in the coming year. Our #3 source of alternate income this last year was ...

PayPerPost

Thursday, December 20th, 2007

A few of the reasons that I enjoy blogging: I enjoy stating my opinion. There is an element of narcissism to blogging. Blogging forces me to learn and read and grow. Good decisions come from having a handle on all the facts - reading other pf blogs is a good way to "get ...

Airtravel is not cheap

Monday, December 17th, 2007

My family recently took a trip to visit family. We have three children, ages 5, 3, and 9 months. The trip required 4.5 hours of actual time in the air and a lay over of approximately 2 hours both ways. I originally intended to keep careful track of our expenses and ...