Archive for the ‘family’ Category

Personal Finance for 3’s and 5’s

Friday, January 4th, 2008

So I spent about 15 minutes a couple of nights ago, talking to my 3 and 5 year old's about money. Nothing too complicated, no IRA, mutual funds or 401k's were mentioned. We mostly talked about the differences between a penny, nickel, dime and quarter. How many pennies is a quarter ...

You don’t have to pay for your child’s college education

Thursday, January 3rd, 2008

When I was 8 years old, my parents opened a college fund for me. Actually it was just a savings account – there was no such thing as a college fund in those days – but the money in it was eventually used for college. By the time I was ready ...

Now that I primarily use credit cards:

Wednesday, December 26th, 2007

I am a big believer in the wise use of rewards credit cards. That said, I was rereading I Paid for this Twice Already's post about snowflaking. Snowflaking, in PaidTwice understanding, is a neat way to put away a little extra cash on a tight budget. While I considered the concept, I realized that I ...

An interesting credit limit

Saturday, December 22nd, 2007

In the last year, we have refinanced our minivan, our home, our HELOC and applied for several credit cards that offered good sized bonuses. Our credit score has taken a bit of a beating - it was pretty high to begin with so we had a little room to play ...

Airtravel is not cheap

Monday, December 17th, 2007

My family recently took a trip to visit family. We have three children, ages 5, 3, and 9 months. The trip required 4.5 hours of actual time in the air and a lay over of approximately 2 hours both ways. I originally intended to keep careful track of our expenses and ...