Archive for the ‘frugality’ Category

Highlights of November

Saturday, December 1st, 2007

Some posts from the last month that are worth reading again: $100 LaSalle Bank bonus Coffee Tip - Cinnamon! Mind's Eye Hustler Money Blog Announcement Does Your Pastor Check Your Giving Record? Another Vacation On the Cheap (relatively) Make Some Extra Cash

My kid’s allowance plan

Wednesday, November 28th, 2007

My parents were good with their money. They worked hard and lived frugally, and even gave us an allowance from time to time. However, they were either unknowledgeable about financial issues beyond the basics or didn't think them important. The bottom line is that they never spoke about investing, mutual funds, IRA's ...

Response to Might Bargain Hunter

Saturday, November 24th, 2007

One of my favorite personal finance blogs is Mighty Bargain Hunter, however his post from yesterday might tend more toward miserliness than bargains. I fully recognize and accept that Christmas is overcommercialized, but let us not throw out the proverbial baby with the bathwater. Overcommercialization does not have to steal the joy that my family derives from ...

Force Yourself to Save by Digerati Life

Thursday, November 22nd, 2007

I have learned a lesson several times in my life: you can "trick" yourself into saving. But I can't make the case any better or give any better advice than this post from Digerati. The interesting thing is, once I see a little nest egg begin to grow through saving, it increases my motivation to ...

Small Savings on Contact Solution

Sunday, November 18th, 2007

I wear corrective lenses. Someday I would like to spring for lazer eye surgery, but I haven't focused on saving for it yet. I order a year's supply of 1 month disposable contacts and make them last about two years. At my age, my presciption is not changing very quickly and ...

Per Diem

Friday, November 16th, 2007

I have been spending a lot of time on the road lately for two different organizations. The per diem from company A is $12 a day - I don't starve, but I usually have to supplement with my own money. The per diem from company B is $75 per day! ...

Coffee Tip - Cinnamon!

Saturday, November 3rd, 2007

My wife and I save a lot of money by not drinking alcohol or smoking, however, we both have a weakness for coffee. Other than highspeed internet (which we both use for our income purposes as well), it is probably our biggest pure luxury expense. We try not to buy "coffee ...

I Rode My Bike Alot This Fall

Thursday, November 1st, 2007

In August, I had a car that got great gas mileage, could carry a canoe, and could fit my whole family in a pinch. It was paid off and reliable. Then I hit a Ford F-150 and totaled the vehicle. I was pretty bummed. We were unable to afford a replacement since we only ...

Most Interesting Methods of Saving Money

Saturday, October 27th, 2007

Check out comment #17 on this post by Nickel. His post started out as an average, run-of-the-mill post and then it took on a life of it's own in the comments. It is worth your time. A Penny Closer endorses the technique known as "if it's yellow, let it mellow" on ...

70% Off Restaurant.com Gift Certificates

Thursday, October 25th, 2007

According to this thread at fatwallet, you can get 70% off gift certificates from restaurant.com using the code TREATS. Purchase through fatwallet for even more cash back. According to the thread, a $25 Gift Certificate will only cost $3! They normally sell for $10 apiece. Usually there is no trouble ...