Rocketing credit score

Monday, June 2nd, 2008

In March of this year, I shared how our credit score plummeted from 748 to 618 last year. This last month, I paid off the three largest balance transfers that we made during our bank bonus, credit card bonus and stoozing spree. We had borrowed between $11,000 to $13,000 from each ...

Hedging with Lending Club II

Thursday, March 6th, 2008

This the next in a series of posts about my experiences with Lending Club. I am especially interested in getting the best possible return on my money without placing the principle at risk - since most of my principle is the result of 0% balance transfer arbitrage. You may want ...

Intro: Hedging with Lending Club

Thursday, February 7th, 2008

I made my second set of loans at Lending Club last week. I plan to lend $50 to $100 every month for the rest of the year. Each month, I will use a different set of criteria in order to spread out my risk and optimize my rate of return. ...