I am a spreadsheet budgeter

Wednesday, April 30th, 2008

I first started tracking our family budget in 2005. Some of you will remember that our budget deficit that year was in the neighborhood of $25,000. I had taken a class in Microsoft Excel and decided to start plugging our numbers into a spreadsheet and see what happened. I continue ...

Time the market? I use timing to pay my bills

Monday, February 11th, 2008

At our house, we try to make extra money wherever we can. Bank bonuses and credit card bonuses made us almost $3,000 last year. A much riskier strategy, credit card arbitrage, made us another thousand dollars. I admit that making money this way is not for everyone. I don't plan ...

We are heading in the right direction (I think)

Tuesday, January 29th, 2008

So, I was looking through my Excel budgeting workbook the other night. . . (I know, I know, there are better ways of keeping track of one's finances, but I like tinkering in Excel, plus it makes it easy to set the budget for the next year, just copy, paste ...

Control the behavior, don’t just limit your options

Tuesday, January 8th, 2008

A debate over credit cards has been swirling between Ana of Debt-FREE Revolution and Madison of My Dollar Plan. I really hate to get on the bad side of Ana - she has a serious antipathy toward plastic - but I must come down on the side of Madison. You see, ...