138th Carnival of Debt Reduction

Monday, May 5th, 2008

Coming to you from the great state of Colorado: it is the 138th Carnival of Debt Reduction. I want to thank Mighty Bargain Hunter for giving me hosting privileges for the week. Now, on with the show - This week's top picks are from Not the Jet Set and Digerati: Not the Jet ...

How do you deal with a budget deficit?

Friday, May 2nd, 2008

Earlier this week I shared that I use Excel for our family budget. In the spreadsheet I have set the formula in one particular cell to show our average monthly surplus or deficit as we move through the year. Since we are currently making a fairly large rent payment in ...

Look for the Carnival of P2P Lending here

Wednesday, April 16th, 2008

I will be hosting the next edition of the Carnival of Peer to Peer Lending. The compilation of posts will go up this Friday, April 18th. The Carnival of P2P Lending is run by Lazy Man and Money and you can submit your posts through this form. We are especially ...

To sell? to rent? to contract?

Wednesday, March 19th, 2008

We are feverishly tying loose ends and packing and saying goodbye's as we anticipate our upcoming move in ten days. We are also trying to make the decision to either sell our home or rent it. Obviously, if we sold our home tomorrow, we'd be in great shape. The problem ...

Hedging with Lending Club II

Thursday, March 6th, 2008

This the next in a series of posts about my experiences with Lending Club. I am especially interested in getting the best possible return on my money without placing the principle at risk - since most of my principle is the result of 0% balance transfer arbitrage. You may want ...

Hedging with Lending Club I

Thursday, February 14th, 2008

This post is part of a series on how to increase your return on balance transfer arbitrage by using Lending Club. Balance transfer arbitrage is the practice of acquiring large sums of money from a credit card at 0% interest, depositing the cash in the bank and then profiting from ...

Friday Stack: We have snow edition

Friday, February 8th, 2008

Here in Wisconsin, we are in the middle of the third snowiest winter in recorded history - and more snow is on the way! It might be a good time to read a few of Paid Twice's snowflake posts. . . Rocket Finance was featured in the following carnivals last week: Home ...

Something Extra: Lincoln’s View

Thursday, January 17th, 2008

I came across an old blogpost by Jenna at moneybucks coffee. In it, she posts a list of President Abraham Lincoln's views on personal finance. I found them fascinating and enlightening especially in light of recent discussions. I strongly encourage you to read it. I was recently interviewed at debtconsolidationcare - a ...

Does Your Pastor Check Your Giving Record?

Tuesday, November 20th, 2007

One of my favorite blogs is Free Money Finance. I am always careful to check out FMF's Sunday posts that almost always have to do with tithing or some aspect of the Bible and finances. I recently heard an interesting statement on the topic of giving and tithing. In the church I ...

The Best Way to Get Out of Debt In My Humble Opinion

Wednesday, October 17th, 2007

I think most of us understand the basic personal finance platitudes, even though we don't always apply them:  spend less than you make           save for emergencies         make compound interest work in your favor        pay off credit cards every month        comparison shop        Roth and Traditional IRA's are both okay   ...