Does a windfall cause you to overspend?

Monday, June 30th, 2008

Do you lose track of "un-budgeted" income? Sometimes our plans for extra money don't add up. When we anticipate a tax refund or a stimulus rebate or a job bonus or other side income, we start to spend it before it actually arrives - and many times the math does ...

How do you deal with a budget deficit?

Friday, May 2nd, 2008

Earlier this week I shared that I use Excel for our family budget. In the spreadsheet I have set the formula in one particular cell to show our average monthly surplus or deficit as we move through the year. Since we are currently making a fairly large rent payment in ...

Saturday’s are for Coffee: Economic stimulus rebate checks

Saturday, April 26th, 2008

I am sitting here with my latest coffee flavor from Gevalia on a Saturday morning. We have heard a lot about the United State's government plan to revive our sagging economy over the past few months and in light of the news that the stimulus checks might be coming early, ...